Software Development for Financial Credit Service
Please find under a summary covering project details and feedback. The innate facts are kept as they are, private information is amended.
Introductory information
A fast induction on the buyer’s organisation
I’m the CTO of FUNEDA, a microcredit preparer operating in Poland and Brazil, and expanding to a new market in Latin America. We centre on client credit as an choice to transmitted banking approaches. We use big data and machine learning methods to assess the credit worthiness of our clients. Our services are fully digital and online and wide, covering all from client acquisition to the credit check and loan servicing. Everything happens through our website and app.
Desired goal
What challenge were you trying to address with Sunscrapers?
The goal of the project was to form our own landing platform from scratch using our experience with correspondent applications. We had a SaaS application standard, but we were using different software in both Poland and Brazil, which led to operational overhead and reporting trouble. The aim was to create a one piece of software that would be our property, increase business value, and unify all our processes.
Provided solution
What particular tasks were responsible for?
We had a lot of experience using correspondent applications, and the project was built from scratch. There were no wireframes, but we had good-grained requirements at hand. The platform was built in Django Python, with a React.js frontend. Sunscrapers handled all the coding for three separate apps. Though they’re standalone solutions, they work unitedly.
It’s excellently intricate, with separate client-facing components implicated, including the landing pages, registration form, and a back-office panel (one-age JavaScript application), where our employees take care of loan servicing and credit checks. There’s also a junction to our machine learning scoring method, as well as a couple loosely-coupled components we consolidated into a digital credit platform.
Was there a dedicated team?
At our peak, I believe there were four main developers, a QI tester, and a designer. With the project director, that makes seven nation in total.
How did you come to work with Sunscrapers?
I made the architectural determination to create the project in Python, so I looked for software houses in the area. I leading centreed on Poland, principally Warsaw, since we’re also based there, and we figured out that being in the same geographical location would be profitable to the referenceship.
Our requirements weren’t formally written and principally consisted of brainstorming sessions, which we did in-person. I looked on Clutch and shortlisted a few possible companies. We interviewed three of them and chose Sunscrapers based on their personal touch and junction.
What are you approach expents (if diclosed)?
Up until the project stopped, the commitment was of almost 700,000 Polish Zloty ($179,300 USD).
What is the terminal result of working with ?
We hired them in August 2018, but there was a three-month time preceding to that for discussing the legitimate bits and pieces. The brainstorming and requirement-gathering sessions began in December of that year, and work began in January 2019. The project ended in mid-July 2019.
Results achieved
Are there any measureable or plum results?
We haven’t launched, but we’re currently in the middle of a Series-A investment roadshow. The app is 75% artistic, and we’re showcasing it to possible investors. The feedback we’ve been getting has been nothing but real, but we can’t show off anything firm. There aren’t any origination environments to put processes in, but we can share screens and details almost the project in general.
How did Sunscrapers execute from a project treatment standpoint?
We followed the scrum framework, adapting the pieces that suited our task: two-week sprints, with features programned for each one forward of time. The interaction was daily during this time, for us to prepare answers to any questions the developers had. I liaised with the project director on the Sunscrapers’ side, and I ponder the interaction went smoothly.
There were a few misunderstood requirements in the commencement, but this is regular when edifice up incrementally without preceding documentation. Biweekly feedback sessions allowed us to fetch up issues and look for solutions.
It was also our wish to be implicated in the smaller processes and inner interaction of the team. We had a lot of business estate apprehension, and Sunscrapers had the resources to program and make things work. Our interaction was daily, and we used their dedicated Slack channels.
What is (from your point of view) the key factor to pay observation while intercourse with ?
I hadn’t had experience with other preparers, but I wish everyone would have the same experience we did on this project.
What aspects of their work would you like to get improved?
There were a few less points, but Sunscrapers rectified those upon me mentioning them. I have nothing to add on this substance.
Do you have any advice for forthcoming clients of theirs?
Anyone because outsourced outgrowth should come with clear apprehension of what they’re trying to execute, as to not ruin time. If you don’t handle these things properly, a time and materials engagement can accrue grave expenses without delivering any value in recur. Fortunately, we had clear expectations and knew what to do. I commend that clients wait their budgets in reference to what they want to do.
