About Cadinha & Co., LLC Consulting company in Honolulu, United States
You simply cannot build wealth if you experience periodic severe losses. Thats why Cadinhas first step is to protect the money youve saved.
At Cadinha we aim for solid investment returns with a special emphasis on capital preservation. To do so we employ a comprehensive disciplined top-down/bottom-up strategy.
From the top down its all about the big picture. We analyze macroeconomic trends as well as fiscal and monetary policies to gain a big-picture view of the investment landscape. We use this knowledge to determine which asset classes we believe are undervalued and poised for growth versus those that are becoming overvalued and risky.
Then from the bottom up its all about the details. We go through a thorough security selection process; carefully studying companies and other investment offerings targeting undervalued assets that align with our top-down view. Through this top-down/bottom-up approach we create a forward-looking investment portfolio – one designed to preserve and grow your wealth.
Marrying our view of the macroeconomic environment with each clients need is the backbone of what we do at Cadinha. Its what defines us and sets us apart.
We couldnt have said it better.
Take a look at the compounding chart. At a conservative 5% annual return your million-dollar investment grows to 2.6 million dollars in just 20 years and 4.3 in another ten. Money makes money.
On the other hand money lost is very hard to recover. Take a look at the loss chart. Lose half of your assets and youre looking at over 14 years to get back to where you were. You would have to double your money. Compare that with a 10% loss. To recover from that loss only requires an 11% gain and at the same 5% return takes about 2 years. A 2-year path to recovery of invested capital is much more attainable than a 14-year path. Talk to the tortoise. Slow and steady wins the race.
Each of these Hawaiian words embrace part of our approach to client relationships. Aloha – acting with love compassion and deep respect for others. Ohana – family building a worthwhile and rewarding relationship. Mahalo – thank you yes but it packs a much bigger punch a deeper sense of gratitude admiration praise esteem and respect.
We know our clients as we know our own families. And we strive to know not only their financial goals but their personal goals as well. When we know where you want to go with your life it helps us to create a map to get you there.
We thrive being outside the hustle and bustle of the worlds major financial centers. It helps us avoid the groupthink industry trends and conventional wisdom of typical advisers. Though we are based in Hawaii we have clients throughout the mainland and abroad. And our client relationships remain strong.
Weve said it before and well say it again no two people are alike and no two investors are alike either. Thats why every Cadinha client gets customized portfolio management. We manage your account separately and tailor your portfolio to meet your needs. And your unique goals and tolerance for risk will influence the approach we take to growing your wealth.
And were always here. Well beyond your portfolio. Whether its a real estate issue or what to do with that pesky gold collecting dust in your safety deposit box were here.
We always seem to circle back to those three Hawaiian words – aloha ohana mahalo – when we talk about our client relationships – respect family gratitude.
